To find out if your money is beating inflation, you’ll need to compare the annual returns of your investments with the annual rate of inflation. The inflation rate is the rate at which the cost of goods and services in the economy rises over time. You can find out what the current rate of inflation is from the Bureau of Labor Statistics website. Then, take the annual return of your investments and subtract the current rate of inflation. If the result is positive, your investments are beating inflation. If the result is negative, your money is not beating inflation.